Challenger banks — Bringing banking to your favourite device

  1. Payments and transfer: Opay, an app that has achieved notoriety by offering a bouquet of services including bike-hailing and food delivery, and offering massive discounts when users pay through their mobile wallet. The mobile wallet enables users to make payments using phone numbers as account numbers.
  2. Savings: Piggyvest, founded in 2016, accepts deposits from customers in the form of savings. The app is popular among the Nigerian working class who are attracted by its higher-than-banks interest rates.
  3. Lending: Carbon, formerly Paylater, offers loans to users with minimal documentation, no collateral, and the money arrives almost instantly.

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Kaoshi

Kaoshi

We are a marketplace connecting Africans at home and abroad, to the financial services that enable them to meet their obligations, affordably and conveniently.