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The beginning of the school year could be overwhelming.

You might have crafted a well thought out list of new resolutions to achieve, but right now you feel like your dreams are overreaching and unrealistic. Don’t be discouraged. Remember, your goals are valid and achievable.

We are offering some tips…


A university professor in Toronto, Canada signs in to a web application on his laptop, to transfer 300 CAD to his Aunt in Nigeria. A few minutes later, in Nsukka — a town in South-East Nigeria, Aunty Sharon receives the naira equivalent directly in her naira bank account.

Kaoshi makes…


The scarcity of foreign exchange (FX) is an agelong problem that has dominated economic discussions in Nigeria. Being a developing and import-dependent nation, Nigerians often need FX to facilitate business transactions abroad, embark on overseas travels, pay school fees, medical bills and fulfill other commitments (like mortgage) abroad etc.

With…


International remittances are money sent by a person (migrant) in a foreign country to his or her home country. According to the UN, about 1 in 9 people globally are supported by remittances from migrant workers and these remittances are key to helping millions out of poverty.

Using 2017 census…


Challenger banks, aka Neo banks/digital banks, are small banks that seek to compete with larger and older banks by offering financial services in areas that the older banks have underserved. Typically, these neo banks provide digital/mobile-only banking services. …


2019 was the year of the fintech companies, and traditional banks had to scramble to keep up with the change that swept the financial services industry. …


Open banking is when banks provide access to the user’s financial data to third parties with the user’s consent. Open banking aims to stimulate competition and innovation among companies, therefore, improving customer experience.

When banks share user data, they do it through the API technology.

An API (application programming interface)…


Image by Natallia Babrovich via ScienceSoft

Fintech, short for Financial Technology, is the use of technology to improve existing financial products/services and also create more efficient ones. Fintech has transformed how consumers interact with and react to financial products and services.

Initially, this technology served the traditional financial establishments like banks and trading firms but in…

Kaoshi

We are a marketplace connecting Africans at home and abroad, to the financial services that enable them to meet their obligations, affordably and conveniently.

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